Wednesday 25th November 2020

Be Proactive with a Pre-Approved Home Loan

Be Proactive with a Pre-Approved Home Loan

Buying a home can often be a long drawn out process, where you can sometimes come up empty-handed in the end. A pre-approved home loan can help streamline this lengthy process and protect you from losing out on your dream…

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Tuesday 3rd November 2020

The Differences Between Fixed, Variable and Split Home Loans

The Differences Between Fixed, Variable and Split Home Loans

If you’re looking for a home loan there are limitless options available to you in terms of lender, structure & requirements. One of the most important ways in which home loans vary is in the repayments. There are three main…

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Tuesday 27th October 2020

Getting a Home Loan with a Bad Credit History

Getting a Home Loan with a Bad Credit History

Your credit history/rating is one of many factors lenders use to evaluate your eligibility for a home loan and it is also one of the most important. The worse your credit is the harder it will be for lenders to…

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Tuesday 20th October 2020

How Equipment Finance Can Help Your Business Grow

How Equipment Finance Can Help Your Business Grow

Equipment finance can be the perfect finance for any business looking to grow both in size and revenue. Costly equipment can be purchased using equipment finance without the need for a large amount of available equity. For this reason equipment…

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Tuesday 13th October 2020

What Are the Benefits of a Mortgage Broker?

What Are the Benefits of a Mortgage Broker?

Just as important as the decision on which home to buy is the decision which home loan to choose to finance your purchase. The limitless range of options and possibilities is a double edged sword as it can be time…

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Tuesday 6th October 2020

How Do You Compare Mortgage Lenders

How Do You Compare Mortgage Lenders

Choosing a lender for your mortgage is a crucial part of the process for buying a home. Every person is different with unique situations, goals and needs and as a result the lender and mortgage you choose needs to match…

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Thursday 1st October 2020

How Bridging Loans Can Help You Secure Your Dream Home Now

How Bridging Loans Can Help You Secure Your Dream Home Now

If you want to move into your new home fast, and don’t want to wait until your current home is sold, a bridging loan may be what you are looking for. A bridging loan is a short-term loan designed to…

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Thursday 24th September 2020

Ways to Save Up for a Home Loan Deposit Fast

Ways to Save Up for a Home Loan Deposit Fast

A 20% deposit on a mortgage is often a sum in the hundreds of thousands and can be a daunting amount of money to try and save up. Many first home buyers have never gotten their savings anywhere close to…

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Wednesday 16th September 2020

Refinancing Your Home Loan After Divorce

Refinancing Your Home Loan After Divorce

Depending on the circumstances of your divorce and what you want to do with your mortgage you may be forced to refinance your home loan after a divorce. The options available to you after divorce include buying out your ex-wife…

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Friday 11th September 2020

4 Ways for Reducing Mortgage Expenses

4 Ways for Reducing Mortgage Expenses

With many people feeling the financial strain during these troubling times it is becoming more important to find ways to reduce your expenses and save more. If you own a home, there are a number of things you can do…

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Tuesday 1st September 2020

How Does Refinancing Work?

How Does Refinancing Work?

Refinancing is the process of replacing your current mortgage for a new mortgage in order to finance your home. This could be for a number of reasons such as a change in financial position, personal circumstances or getting a better…

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Monday 24th August 2020

How a Broker Can Help You Secure Extra Cash

How a Broker Can Help You Secure Extra Cash

If you are in need of an extra bit of cash and don’t have the savings lying around to produce it a broker can assist you with small, fast loans such as personal loans, vehicle loans and renovation loans. These…

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Monday 17th August 2020

Why it’s a Great Time to Purchase Your New Home

Why it’s a Great Time to Purchase Your New Home

Buying a house can often seem more difficult than renting especially if you live in the heart of the city. Putting that initial 20% deposit together can often seem like a more difficult task than it is worth. However, with…

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Monday 10th August 2020

Should You Be Refinancing Your Rental Property?

Should You Be Refinancing Your Rental Property?

As with any investment it is important to constantly be aware of any changes in the market or economic climate. The current market has changed dramatically with drastically reduced interest rates. If you are currently paying off your rental property…

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Monday 3rd August 2020

How We Can Help You With Business Loans

How We Can Help You With Business Loans

On top of helping you with home loans, our team can also assist you when it comes to financing your business. Whether it be in the form of business loans, car loans or equipment loans we can help you find…

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Monday 27th July 2020

Homebuilder Scheme: A Brief Overview

Homebuilder Scheme: A Brief Overview

Are you a first home buyer looking to purchase or build your dream home? The HomeBuilder scheme is a newly announced scheme by the government in light of the current economic situation, designed to help people buy or build their…

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Monday 13th July 2020

Refinancing for Debt Consolidation. A Quick Guide

Refinancing for Debt Consolidation. A Quick Guide

Debt consolidation is the process of combining a number of different debts into a single loan, in order to help improve your overall finances and better manage your repayments. It may be a good choice for individuals who are struggling…

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Monday 6th July 2020

Understanding Refinancing for Home Loans

Understanding Refinancing for Home Loans

With the lowest official cash rate on record, it might be time to refinance your home loan. What you may have agreed to 5 years ago when you bought your house, may not be the best option for you now.

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Monday 29th June 2020

Planning Home Renovations – Options for Finance

Planning Home Renovations – Options for Finance

Needing to renovate your home? The costs of any renovation project, large or small, can significantly add up. Finding funding for your home renovation in advance can help you prepare and budget for how much renovation you can afford to…

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Monday 22nd June 2020

First Home Buyer Guide: Everything You Need To Know

First Home Buyer Guide: Everything You Need To Know

One of life’s biggest achievements is owning your first home. The significant and memorable experience, similar to other large achievements throughout life, requires a series of thoughtful decisions and smart, strategic planning. However, where are newcomers meant to start? We’ve…

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Wednesday 17th June 2020

Ultimate Guide to the Home Loan Application Process

Ultimate Guide to the Home Loan Application Process

It’s time to begin house hunting, but where do you start? What kind of house can you afford? Buying a house is an exciting time, so don’t let the process overwhelm you. By using a mortgage broker’s services, you can…

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Monday 25th May 2020

Top 3 Amazing Benefits of Acquiring Asset Finance for Your Business

Top 3 Amazing Benefits of Acquiring Asset Finance for Your Business

Asset finance is any form of finance used to fund the purchase of important business assets including equipment, vehicles, machinery or technology. Many businesses require these assets in order to operate but do not have the available cash required to…

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Monday 18th May 2020

The Financial Benefits of House Sharing

The Financial Benefits of House Sharing

Living in a sharehouse is a unique experience typically done when you are young. However with the increasing cost of living, house sharing can have significant financial benefits that should be considered. If you are looking to buy a house…

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Monday 11th May 2020

Important Considerations for First Home Buyers

Important Considerations for First Home Buyers

Buying your very first home is equal parts exciting and daunting as you step into uncharted territory. There is so much to consider and digest when making the decision to buy your first home that often it can become overwhelming.

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Monday 4th May 2020

Savings Tips: How to Create an Effective Budget for 2020

Savings Tips: How to Create an Effective Budget for 2020

Making an effective budget and sticking to it are always easier in theory than practice. However, there are key saving tips you can use to create an effective budget that will start saving you thousands of dollars today. These saving…

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Friday 1st May 2020

Should You Consolidate Your Debt?

Should You Consolidate Your Debt?

Debt consolidation involves rolling all of your debts such as home loans, credit card bills and personal loans into a single, combined low interest payment. It allows you to reduce your overall debt and arrange it so that it is…

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Monday 27th April 2020

Is now the right time to refinance your mortgage?

Is now the right time to refinance your mortgage?

If you’re having trouble making the payments on your home loan or your financial situation has recently changed, it might be time to refinance your mortgage. Looking at todays market, a large number of home loans now start with a…

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Monday 30th March 2020

Where to Invest Your Money

Where to Invest Your Money

If you are looking to grow your wealth buying property is a great way to start. Whether you decide to purchase a residential or commercial property, both are solid options that can provide consistent returns for your money. Investing in…

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Monday 23rd March 2020

Five ways to slash your spending and save a home deposit

Five ways to slash your spending and save a home deposit

Thinking of buying a new house in the near future? It is never too early to start saving! First things first, get excited about saving. Your mindset and emotions can play a huge part in how quickly you achieve your…

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Monday 16th March 2020

Should you take out a mortgage with a non-bank lender or stick with a major lender?

Should you take out a mortgage with a non-bank lender or stick with a major lender?

The time has come to start thinking about purchasing your first property. Most people begin the process by going to their bank and asking their advice; but did you know there are other options out there including non-bank lenders? Finding…

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Monday 9th March 2020

New First Home Loan Deposit Scheme

New First Home Loan Deposit Scheme

Stuck on how to afford your first home? Introducing – First Home Loan Deposit Scheme What is it? From the 1st of January 2020, the Australian Government has created an initiative to assist people in buying their first home sooner.

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Wednesday 4th March 2020

Apartments on the rise: Where buyers should search

Apartments on the rise: Where buyers should search

If you’re looking to buy an apartment whether it’s for investment purposes or to live in, it is crucial to understand the best areas to search. There has been a sharp increase in the demand and construction of apartments in…

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Monday 10th February 2020

Adding Value Through Renovation

Adding Value Through Renovation

With the new year here, you might be considering giving your home a fresh spin with some renovation. Whether it’s adding a pool for the summer heat, or adding a granny flat for gran, renovation can add both monetary and…

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Monday 3rd February 2020

New Year, New View: Moving to a New Place

New Year, New View: Moving to a New Place

Well, it’s that time of the year, many of us are hoping for a fresh start in 2020 and what could be a fresher start to the new year than moving into a brand-new home. A new you are not…

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Monday 27th January 2020

Top 5 Tips When Saving for a Deposit

Top 5 Tips When Saving for a Deposit

Saving up for a deposit on your home loan can be one of the hardest things you do financially. A home loan deposit requires a large amount of money and many Australians don’t have that amount of money just lying…

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Monday 20th January 2020

Should You Use a Lender That Is Not a Bank

Should You Use a Lender That Is Not a Bank

With banks becoming increasingly more restrictive on home loans every year it’s becoming more important to consider options outside the major lenders including non-bank lenders. Non-bank lenders still have to follow the same regulations as other lenders and the market…

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Monday 13th January 2020

What is Negative Gearing and How Does it Affect Your Investment Property?

What is Negative Gearing and How Does it Affect Your Investment Property?

When you decide to borrow money for an investment you are engaging in gearing. If your income from the investment is more than the expenses of the investment you are positively geared, likewise if your income is less than your…

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Monday 6th January 2020

What is a Construction Home Loan?

What is a Construction Home Loan?

A construction home loan is a home loan that is designed for people wanting to build their home instead of purchasing an existing one. As a result, it has a unique payment structure where you only borrow in stages as…

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Monday 30th December 2019

Getting a Home Loan as a Small Business Owner

Getting a Home Loan as a Small Business Owner

Getting a home loan is already difficult enough but getting a home loan as a small business owner is even harder. Lenders like to see regular amounts of money coming in as it makes them feel less at risk. When…

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Monday 23rd December 2019

How to Determine How Much You Can Afford to Pay for a Home

How to Determine How Much You Can Afford to Pay for a Home

Determining what you can and can’t afford is not a simple process. A number of different factors go into consideration when deciding what is within your price range and how much you like the house is unfortunately only one of…

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Monday 16th December 2019

Can You Afford an Investment Property?

Can You Afford an Investment Property?

An investment property can be a tempting proposition to a budding investor. It’s one of the most stable and straightforward investments you can make and the opportunity for passive income from rent exists. The downside is that not everyone can…

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Monday 9th December 2019

Why You Should Be Reviewing Your Home Loan

Why You Should Be Reviewing Your Home Loan

Once people secure their home loan, they often forget about it and simply pay their loan repayments till the end of the loan. This may seem fine, but the reality is you could be missing out on many benefits and…

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Monday 2nd December 2019

What Is a Family Guarantee Home Loan?

What Is a Family Guarantee Home Loan?

With house prices continuing to rise rapidly every year, it gets harder and harder to build up the deposit required for a home loan. One way of bypassing this is to apply for a family guarantee home loan or family…

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Monday 25th November 2019

The Benefits of Refinancing Your Home Loan

The Benefits of Refinancing Your Home Loan

If you weren’t thinking of refinancing your home loan, you may want to think again. There are many benefits to refinancing that you may want to consider the next time you review your home loan. Refinancing may just be the…

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Monday 18th November 2019

What You Need to Know About Debt Consolidation

What You Need to Know About Debt Consolidation

Debt consolidation is the process of consolidating all your existing debt into a single loan rather than pay them off as multiple loans each with their rates of interest. On a surface level, it might make things easier to manage…

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Monday 11th November 2019

What Are Bridging Loans?

What Are Bridging Loans?

Bridging loans are loans used to buy a new home when you haven’t yet sold your existing home. Sometimes it is helpful to purchase a new home before you’ve sold your old one. In which case, you need a bridging…

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Monday 4th November 2019

The Differences Between Owner-Occupied and Investment Loans

The Differences Between Owner-Occupied and Investment Loans

When you buy a home whether it is classified as owner-occupied or investment depends on your intentions behind buying the property. If you are planning to sell the property for a profit on what you originally bought it for or…

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Tuesday 29th October 2019

Why Spring Is the Time to Buy a House

Why Spring Is the Time to Buy a House

Spring is often the busiest time of the year in the property market with the most amount of homes listed, and the greatest number of houses sold. The sun is shining, the grass is green and it’s the perfect time…

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Monday 21st October 2019

Why Mortgage Brokers Are Essential When Buying Property

Why Mortgage Brokers Are Essential When Buying Property

There are hundreds of lenders and thousands of home loans to choose from and compare. As a result, it can be extremely time-consuming to decide on which home loan is suitable for you. It can also be costly if you…

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Tuesday 15th October 2019

Is It Cheaper to Buy or Build a House?

Is It Cheaper to Buy or Build a House?

This is a multifaceted question that depends on how you define cost. In terms of the raw numbers, it’s cheaper financially to build a house rather than buy one. However, the total cost doesn’t consider other costs of building a…

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Monday 7th October 2019

How You Can Fund Home Renovations

How You Can Fund Home Renovations

Making renovations on your home can be both exciting and exhausting. Whether you are adding a spare room or sharpening the look of your kitchen it is rewarding to see the transformation. That is why we have made a list…

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Monday 30th September 2019

How Often Should You Review Your Home Loan?

How Often Should You Review Your Home Loan?

We live in a constantly changing world where circumstances and conditions are constantly evolving. Our personal situation and lifestyle will shift endlessly throughout the years and we will change what we eat, where we live and what we do constantly.

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Monday 9th September 2019

Should you pay off your home loan early

Should you pay off your home loan early

It makes sense to want to pay your home loan off early, being free of debt can free you of your stress and worry. With the number of financial benefits that come with paying a home loan off faster, it…

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Monday 2nd September 2019

Think Outside the Box with a Non-Conforming Home Loan

Think Outside the Box with a Non-Conforming Home Loan

A non-conforming home loan is a loan that does not fit a lender’s standard criteria for a home loan. These loans are usually offered to people that have a bad credit history or extraordinary financial needs. Because non-conforming home loans…

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Monday 26th August 2019

How Much Deposit Do I Need for a Home Loan?

How Much Deposit Do I Need for a Home Loan?

In the past, it was possible to borrow 100% of a house’s value and not even have to pay a deposit. Now, lenders are a lot stricter and acquiring a loan without a deposit is much more difficult. So,…

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Monday 19th August 2019

How the Government Can Help You Buy a Home

How the Government Can Help You Buy a Home

Buying a home is a big undertaking, which is why the government offers a range of initiatives to make things a little easier for home buyers. These initiatives are available to every Australian so it is important to take advantage…

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Monday 12th August 2019

How to Finance a Fixer-Upper

How to Finance a Fixer-Upper

Houses that need a lot of hard work and love in order to truly shine are sometimes referred to as a ‘renovator’s dream’. However, this dream can sometimes turn into a nightmare if you aren’t careful. We’ve outlined a few…

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Monday 5th August 2019

Buy a House When the Sun Shines

Buy a House When the Sun Shines

Just like a farmer’s crops, the time of year you choose to buy a home significantly affects price and supply. As a result, it is important to take into account the seasons when looking for a new home. Spring The…

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Sunday 28th July 2019

Funding Your Business for Success

Funding Your Business for Success

As a business owner, you’ll more than likely have challenges and problems that need to be overcome. It can often be hard to manage your business’s finances when you’re busy getting your brand out there, figuring out how to price…

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Monday 22nd July 2019

Wanting to Invest? Why You Should Consider Commercial Property

Wanting to Invest? Why You Should Consider Commercial Property

Commercial property is classified as any non-residential property that is used exclusively for business purposes. This includes retail properties, office buildings, shopping centres, hotels, warehouses, manufacturing facilities, apartment complexes and land for development. For many investors, acquiring commercial property is…

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Monday 15th July 2019

Secure Your Future with a Pre-Approval

Secure Your Future with a Pre-Approval

A pre-approval is when a lender approves you for a home loan before you actually decide on a house to buy. It’s essentially a guarantee that you will be approved for a home loan if you decide to apply for…

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Monday 8th July 2019

Can You Get a Home Loan for More Than the Asking Price?

Can You Get a Home Loan for More Than the Asking Price?

Acquiring a home loan higher than 80% of the asking price is already a difficult task. Going a step further and getting a home loan for more than the asking price is nearly impossible. However, there are rare situations where…

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Monday 24th June 2019

How can your credit card affect your chances of getting a loan?

How can your credit card affect your chances of getting a loan?

When it comes to the relationship between your credit card history and loan applications, it seems many people are in the dark about what’s truth and what’s not. Gather a group of normal Australians in a room and ask them…

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Monday 17th June 2019

Common home loans: why and how to repay them quicker

Common home loans: why and how to repay them quicker

Finding the right home loan and the best way to pay it off can seem insurmountable alone. But with the help of an experienced broker, it’s much easier finding terms that will suit you. Read on for our guide on…

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Wednesday 12th June 2019

Why it’s important to check your credit score regularly

Why it’s important to check your credit score regularly

Your credit score is like going to the doctor for many – you don’t have a check-up unless you absolutely need to. The Veda Australian Credit Scorecard, surveying the credit behaviour of people nationwide, proves this to be true for…

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Thursday 23rd May 2019

Why young investors should take advantage of falling housing prices

Why young investors should take advantage of falling housing prices

The falling market can be both good and bad for homeowners and first-time home buyers – while properties may lose value, lower prices make it a cheaper and thus more desirable time to purchase a house or apartment. If you…

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Monday 13th May 2019

Low Doc Loans: What Are They, and How Do They Work?

Low Doc Loans: What Are They, and How Do They Work?

In recent months, Australian banks have tightened their credit standards amid concerns around increasing property prices, household debt and pressures from the royal commission. This means that getting a loan might be even more difficult for borrowers. If you’re struggling…

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Thursday 24th March 2016

What you need to do before investing in property

What you need to do before investing in property

There are a plethora of reasons to invest in property, including the tax benefits and retirement planning. But let's be honest, the main motivation is to be able to line your pockets with cash, purchase a sports car.

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Thursday 24th March 2016

Your Guide To Inspections Before Buying A Home

Your Guide To Inspections Before Buying A Home

There are so many costs and processes involved with buying a home - have you considered which inspections you might need? Buying a house is a complicated process, and once you find the right one - as well as a good variable or fixed home loan

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Thursday 24th March 2016

Getting Real About Refinancing

Getting Real About Refinancing

Just because you find the right loan now doesn’t mean it’s going to still work for you in 5 year’s time. That’s where refinancing your mortgage comes in.

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