Buying your first home is exciting – but navigating the process can be overwhelming. Thankfully, there are several government schemes designed to help first home buyers get into the market sooner. 1. First Home Guarantee This scheme allows eligible buyers to purchase a home with as little as 5% deposit, without paying lenders mortgage insurance …

As the weather warms up and the year winds down, it’s the perfect time to give your finances a spring clean. Whether you’re a homeowner, investor, or just looking to get ahead, a few smart moves now can set you up for a stronger financial start in 2026. 1. Review Your Home Loan Interest rates …

Understanding CGT in Australia Capital Gains Tax (CGT) is the tax you pay on the profit made when you sell certain assets. It’s not a separate tax — it’s part of your income tax. CGT applies to: Investment properties Shares and managed funds Cryptocurrency Business assets For example, if you buy shares for $5,000 and sell them …