Your home isn’t just a place to live—it’s also a valuable financial asset. As property values rise and your mortgage balance decreases, you build equity. This equity can be accessed to fund a variety of goals, from a dream holiday to a new investment. Equity is the difference between your home’s market value and the …

Interest rates play a major role in your mortgage repayments, and even small changes can have a noticeable impact. Whether rates are rising or falling, it’s important to understand how they affect your loan and what you can do to stay ahead. If you have a variable rate loan, your repayments will fluctuate with the …

Refinancing your home loan can be a smart financial move—whether you’re looking to reduce your interest rate, access equity, or switch to a loan with better features. But for many homeowners, the idea of refinancing feels daunting. The good news? It doesn’t have to be. The first step is understanding your current loan. Take note …