Pre-approval is an amazing time saver. If you are eligible for a pre-approval on a property mortgage, it gives you the freedom and flexibility that comes in handy for making a purchase. Often, it can put you in a better position with a seller for being a “Serious buyer” and can give you the jump for interesting situations like a property auction.
The process of getting pre-approved is pretty easy. There are forms to fill out, but I am on hand to guide you through it, and will happily assist at all stages. You can expect to go through the following:
• Providing details around your income, debts, credit cards and savings figures
• Completing a Preliminary Assessment, which will assess suitability and give you a few options and recommended lenders
• Once a loan has been chosen, I will lodge the application with the lender
• The lender will then make their assessment and provide their pre-approval
With access to over 40 lenders, I am equipped to source the ideal loan for you, and know their pre-approval policies to keep things simple. To get the ball rolling and see if you can qualify for a pre-approval, get in touch today. The best way to do this is by filling out the online form or by giving me a call.